Frequently Asked Questions

Is the bottom about to fall out of the property market?

Our research suggests that the property market will see slower rate of growth over the next few years. Then we are likely to see a sustained and higher rate of growth.

Why should I invest in property?

Over time, property outperforms most other forms of investment. In the future, there will still be a high demand for property. Research suggests that there is and will be insufficient supply.

Why is property a solid investment?

You are buying something tangible which is steadfast and that you have control over. The benefits are highlighted by simply looking at the options that a property will provide.

	Capital growth
	.	Which can be used to refinance and draw money from the investment.
	.	Selling the property will provide a lump sum.
	.	Releasing equity to grow your portfolio through acquisition.
	Rental values which increase over time
	Can provide an income through rentals when you retire
	Over the longer term, your mortgage will be paid off (redeemed)
	It is a basic requirement for everyday living
	In addition, you will be buying bricks and mortar. The term "as safe as houses" really does sum up the solidity of investing in property

How do I know that a property I buy will be a good investment property?

Over time and through our expertise, we have built a model which is able to identify a good investment property based on our return and yield criteria. It is the model we use in order to ensure that WE are buying the right property for our portfolio. You can benefit from this by saving time and money.

A property's market value is say £100,000. Because of our buying power, you can benefit by our discount when you buy a property, which we have identified as a good investment. Typically, you will be offered to buy this property at £95,000, giving you an immediate saving of £5,000.

What do you mean by guaranteed yield / rental return?

Let us clarify the difference between yield and return.

We identify yield as simply the profit you would make on the capital appreciation of the property as a percentage of the purchase price. So typically, if you buy a property at £100,000 and in five years it commands a market value of £150,000, your gross profit would be £50,000. Based on a purchase price of £100,000 your yield is calculated as 50%.

We identify rental return as the monthly rental income achieved when the property is rented as a percentage of your monthly mortgage payment*. So if your monthly mortgage payment is £400.00 per month, the rental amount achievable should be 120% of that, which equates to £480.00 per month.

What does 'One Stop Shop' mean?

For all your property related requirements we are your ONE point of contact.

What do you mean by guaranteed rental income?

See rental return above.

What does integrated property solutions mean?

We provide a solution for all your property related requirements through our integrated services. In turn, we will draw on expert and specialist advice (if we do not have them in house) in order to address your property requirements.

When is the best time to invest?

Clearly, from our research, when investing for the medium to long term, THE BEST TIME TO INVEST IN PROPERTY IS ALL THE TIME.

What do you mean by pre-selected properties?

From experience and over time, we have built up a system that aids in our decision-making process when buying a property. The model provides an indication as to how good an investment a particular property is - if at all. If we are prepared to buy property on this basis, surely it would be beneficial for you to BENEFIT from this model and experience. The properties we have identified as good investments - either by rental return or capital appreciation potential, will be made available to you to purchase - reducing your investment risk.

* Mortgage based on a term of 25 years, current interest rate of 5%. Calculated on interest only mortgage payments.