|
If you think a friend
would be interested then let them know by emailing them here
Record
response to latest seminar
The third Fuse Invest Property Seminar was
oversubscribed and voted by those delegates
attending as the best they had ever been to.
Every delegate at the seminar in May at the
Marriot Hotel near Heathrow is now using Fuse to
find them the right properties to build their
portfolio.
Because each seminar is restricted to just 30
delegates several applicants have had to wait
until the final seminar in the series which
takes place on June 28th.
At the seminar delegates listened as the seven
speakers outlined the advantages and pitfalls of
investing in buy-to-let, how to set up to take
advantage of the current tax laws and why
different mortgage lenders tend to prefer
certain types of properties and certain types of
lenders. Sanjay Patel explained the sources of
research Fuse use to pinpoint the best towns to
buy in, while other speakers covered the ways of
protecting investments against unforeseen
events.
Here are some of the feedback comments we
received.
How do you think the seminar could be improved?
It is perfect as it is.
I believe it's just right.
What was the most attractive benefit of the
seminar?
1. Discounted property prices
2. Guaranteed rental returns
3. 2.5% purchase fee waived.
What will you do now?
'I will be investing through Fuse'
'I'll let Fuse do the work for me'
'I'll go ahead and invest in property through
Fuse'
'I want to build up a property portfolio same as
Sanjay very quickly!'
What do you think of the Fuse idea?
'I should think that my net worth will increase
significantly.'
'All partners in the Fuse concept seem committed
to giving good service and working together.'
'An excellent idea.'
'The one-stop shop concept is very beneficial.'
'It will save me time and the hassle of doing it
myself.'
LOCATION, LOCATION, LOCATION
Why detailed analysis of the
right sources of research pays dividends
You cannot buy an average house. There's no such
thing. If prices are rising 'on average' by x%
that means some are rising more and some less.
The trick is to know what type of properties are
likely to rise more than others and in which
areas.
The Fuse research is very comprehensive and
analyses figures from a host of different
sources. Trends are plotted and forecasts made.
The Fuse analysis can break down particular
regions into towns and then examines factors in
those towns, which could affect prices next year
- new industry, university expansion, new
transport links or road-building schemes etc.
The results of this research are available to
Fuse investors and are the basis for deciding on
the areas in which they should invest.
"Knowing that house prices rose 22% last year is
interesting - but knowing in which areas they
will rise most next year is valuable," says
Sanjay Patel. "Too many buy-to-let investors
just assume they should buy property close to
where they live, but it is highly unlikely that
they will get the best returns that way."
TIME IS MONEY
If location is important in house purchase, then
being able to move fast to clinch a deal is
imperative. It may be more profitable to invest
in property than in shares but it takes more
effort and time. Fortunately, Fuse can take the
hassle and time-consuming tasks away. Working
with the Fuse Associates - tax consultants,
insurers, solicitors, Fuse not only finds the
right property fast but helps you raise the
finance, complete the conveyancing and ensure
your risks are covered.
|
 |
Without Fuse you would
have to spend weeks researching and analysing
the markets, working out the financial model to
put to the mortgage company (even assuming you
knew which of more than 600 buy-to-let mortgage
packages was best for you), chasing up
solicitors, planners and vendors. With Fuse, we
do it all for you - quickly, professionally,
personally.
PROPERTY STILL RISING - says
Halifax
 Despite
the scare headlines suggesting that house prices
have peaked and may be falling, the truth is
that house prices over the country are still
rising. Maybe not as fast as they were but their
compound growth still makes buying property a
very attractive investment. And remember, the
capital gain on your buy-to-let property is just
one part of the story. With the Fuse model your
rental income more than pays for your mortgage
payments and other outgoings, giving you a
return over and above the rise in the property
value.
According to Halifax, house prices rose 1.5% in
May as consumer confidence rose following the
end of the war in Iraq. The house price rise was
the strongest since February and took the
average cost of a home to £129,568. Halifax said
the housing market remained strong, with prices
in the first five months of the year increasing
by an average monthly rate of 1.3%.
Rival mortgage lender, Nationwide, recorded a
1.3% monthly rise in house prices in May. A 1.3%
monthly rise translates to over 23% annual rate.
That, of course would be the 'average' house
price rise. Fuse looks to find the areas where
houses are rising by more than the average so
that the returns are even better.
HOW TO BUILD A PROPERTY PORTFOLIO
WHEN YOU HAVEN'T ANY SPARE CASH
One of the most common questions at Fuse
seminars is how can you finance the purchase of
property when, perhaps, you don't have the cash
sitting in a bank account. One way is to
remortgage your own main residence and do it in
a way that allows you to 'draw down' money when
you need it to purchase rental properties.
At the May seminar, Russell Martin of Mortgage
City gave an example of a portfolio of
properties he helped a client buy using this
method.
Mr A had a house worth £300,000. He had a
mortgage of £100,000 on this which was costing
£471 per month on an interest only mortgage.
Mortgage City arranged a replacement mortgage
for £200,000 over 20 years which cost just £575
per month or £104 extra per month.
Using this 'draw-down' facility of £100,000 Mr A
bought three properties - one worth £100,000,
one £155,000 and one at £250,000. The diagram
below shows the mortgage cost and the rental
income received on each. This showed a surplus
of £1,046 per month. Even after paying the extra
£104 per month on his original main residence
mortgage Mr A was earning £942 a month on his
investments - for which he had used none of his
own money!
|
 |
ACT FAST TO CLAIM YOUR PLACE ON
THE JUNE SEMINAR
The final Fuse seminar in the series will take
place at the Marriot hotel Slough/Langley on
Saturday June 28th. The cost of the seminar is
£2199 plus VAT (£2583.83). However, this fee
entitles you to use Fuse to find you your first
property - using all their research and
experience and enables you to take advantage of
the discounted prices on certain property that
Fuse sources.
The last seminar was over-subscribed and there
are only a few places still left on the June
one. You could save a fortune and make one too.
Call 08456 585859 today or email
info@fuse-invest.co.uk.
If you think a friend
would be interested then let them know by emailing them here
|